The following special extensions shall be payable subject to the Maximum Incident Limit (and inner limits where applicable) as detailed in the Schedule
Accident Medical Expenses
|
Up to £15,000 any one Insured Person |
Bereavement Counselling
|
Up to £250 per week up to a maximum £5,000 any one Insured Person |
Broken Bones
|
Up to £1,000 any one Insured Person
|
Coma Benefit
|
£50 per full 24 hours up to a maximum of 104 weeks any one Insured Person |
| Convalescence |
£200 per Insured Person reduced to £100 if Insured Person is aged over 70 years of age
|
| Counselling |
Up to £250 per week up to a maximum £5,000 any one Insured Person |
Dental Expenses
|
Up to £1,000 per Insured Person any one Accident |
Dependents Benefit
|
Additional 5% per Child up to a maximum 25% of Benefit 1subject to a minimum £5,000 |
Facial Disfigurement
|
Up to a maximum of £5,000 any one Insured Person
|
Funeral Expenses
|
Up to a maximum £10,000 any one Insured Person |
Hospitalisation
|
£50 per full 24 hours up to a maximum of 104 weeks any one Insured Person |
|
Paralysis
A total loss of use of all four limbs bladder and rectum
B total loss of use of two legs bladder and rectum
|
£50,000
£25,000
|
|
Physiotherapy or Osteopathy Treatment
|
Up to £500 per Insured Person
|
Ligament Damage Benefit
If during the Operative Time and whilst participating in the Insured Sport the Insured Person sustains bodily injury following an Accident which within two years is the sole and independent cause of a tear to one or more of the following and that results in reconstructive surgery the Company will pay the sum of £500
Knee Ligaments:
A Anterior Cruciate Ligament (ACL)
B Posterior Cruciate Ligament (PCL)
C Lateral Collateral Ligament (LCL)
D the Medial Collateral Ligament (MCL)
Ankle Ligaments:
A Deltoid Ligament (Medial Ligament of the Talocrural Joint)
B Anterior Talofibular Ligament (ATFL)
C Posterior Talofibular Ligament (PTFL)
D Calcaneofibular Ligament (CFL)
E Ankle Syndesmosis (Syndesmotic Tear)
Cover only applies to Insured Persons whilst playing or training or taking part in any match or official training session at any ground or premises where the national team has arranged a fixture, official training session or practice session
Retraining
If an Insured Person sustains bodily injury caused by an Accident which within two years is the sole and independent cause of an Insured Person suffering Permanent Total Disablement from an Insured Person’s Usual Occupation for which the benefit is paid We will pay reasonable expenses incurred with Our prior written consent in retraining an Insured Person for an alternative occupation either with You or elsewhere up to a maximum of £15,000
Relocation Expenses
If an Insured Person sustains bodily injury caused by an Accident or contracts illness which within 26 weeks is the sole and independent cause of disablement for which We have paid items 2 to 4 of the Schedule,
We will pay necessary expenses incurred with Our prior written consent for stamp duty payments, solicitors and estate agents’ fees and removal costs incurred as a direct and necessary result of an Insured Person having to relocate as a direct result of the disablement suffered. The maximum we will pay is up to £25,000 any one Insured Person subject to there not being any claim paid under the Disability Assistance Extension
This is a summary of cover only. Please refer to your policy schedule and wording for full information, conditions and details or please contact the Watkin Davies Sports & Leisure Team on 029 2062 6226 or email us at Sports@watkindavies.co.uk
